Podcast, Community, Business & Financials Blog
A 50-Year Mortgage? Why We Shouldn’t Confuse “Long-Term” with “Lifetime” Every few years, a new idea pops up promising to “fix” the housing crisis overnight. The latest? A 50-year mortgage. Yes — five decades. Half a century. Long enough to finance a
Very early in my career, I often thought ‘what makes a leader’, as many of you may be able to reminisce to when you had the same thoughts or some of you may now be experiencing this very stage of ‘sense of
Before the Official Numbers Drop: WalletHub Projects $90 Billion Surge Even before the Federal Reserve released its official Q4 2025 credit card data, WalletHub was tracking the trend — and the projection wasn’t encouraging. WalletHub estimated that Americans would add $90 billion
The Debt We Don’t Talk About Here’s a statistic that haunts me: 44% of Americans believe their household debt is affecting their health. Not “might affect.” Not “could affect.” Actually affecting, right now, today. Think about that. Nearly half of American households
Chicago’s Crisis is America’s Crisis WalletHub’s latest research shows Chicago residents are in the most financial distress of any major city in America. The statistic that jumped out at me: nearly 30% more Chicago residents needed to skip debt payments in the
Understanding the Credit Score Gap Across America According to a recent WalletHub study, there’s a surprising 54-point spread in average credit scores across the United States. Minnesota residents enjoy the highest average score at 723, while Mississippi has the lowest at 669.
What Wyoming’s Collection Crisis Teaches Us A WalletHub study reveals a sobering reality: Wyoming residents face the highest number of collection accounts per capita in the nation. On average, more than 4 collection accounts exist per resident, with an average balance of
Credit Scores Are Falling Everywhere – Here’s Why Here’s the reality: credit scores declined in every single state over the past year, and if you live in Missouri, you’ve felt it most acutely. According to WalletHub’s latest research, Missouri residents saw their
It is usually not a lack of ambition. It is a lack of clarity. May is National Small Business Month, and it has me thinking a lot about entrepreneurship again. Not the polished version people post online. The real version. The version
If rent has been feeling heavier than it used to, you are not imagining it. A new WalletHub study on the cities with the most affordable rent just confirmed what so many renters feel in their bones every month: where you live
$18.8 Trillion in Debt — and Not Everyone Is Keeping Up Americans collectively owe $18.8 trillion in household debt. And according to WalletHub’s 2026 Cities Where People Are Most Delinquent on Debt report, a significant portion of that debt is past due.
Tipping Has Gotten Out of Control — And Most Americans Agree More than 2 in 5 Americans now believe the U.S. should ban tipping entirely. According to WalletHub’s 2026 Tipping Survey, a stunning 81% of people say tipping has gotten out of
The Retirement Location Mistake Everyone Makes “I’m going to retire to Florida or Arizona for the warm weather.” I hear this constantly. And it’s not wrong—weather matters. But it shouldn’t be your primary decision criterion. WalletHub’s comprehensive study on the best states
The Great Budgeting Divide: Why Some Cities Excel A recent WalletHub study ranked 202 U.S. cities on budgeting discipline, and the results are telling. Seattle emerged as the nation’s best budgeters, while cities like Memphis and Mobile struggle. The study measured factors
Grocery Prices Climbed 30% in Five Years. Here’s What to Do About It. I’m going to be honest: grocery shopping has become genuinely stressful for many families. Prices are up 30% over the past five years, and if your food budget feels
Here’s a number that should make you feel a little better about your money skills: 95% of Americans think they budget better than the federal government. And according to WalletHub’s 2026 Budgeting Survey, more than 4 in 5 Americans say budgeting better
If you’ve been working from home — or thinking about making the switch — there’s good news: remote work can genuinely save you money. But how much you save depends on where you live and how intentional you are about it. A
If you’ve been feeling the squeeze at the grocery store and the gas pump lately, you’re not imagining it. And according to new data from WalletHub, those rising costs are showing up on our credit card statements in a big way. As
If you’re starting the new year looking at your bank account and thinking, “What happened?” — you’re in good company. According to WalletHub’s Post-Holiday Shopping Survey, 48% of Americans say they spent too much during the holidays. And 56% wish they had
The world of business is one where trends often dictate what we do. In order to be successful, it’s important that our career journeys are aligned with the goals set out for us by employers and managers alike–managing up is the term
It’s no secret that we’re in the midst of an economic downturn. Businesses are struggling, and many industries have been hit hard. As a result, a lot of people are worried about their jobs and their finances. The cost of living is rising,
