Podcast, Community, Business & Financials Blog
Gas Prices Are Draining Your Budget — Here’s the Easiest Fix If filling up your tank feels more painful than ever, you’re not imagining it. Gas prices in 2026 are sitting roughly 60% above the historical average, and with cost-of-living pressures already
The Numbers Are In: $86 Billion in New Credit Card Debt in 2025 WalletHub’s inflation-adjusted Credit Card Debt Study — based on the Federal Reserve’s latest G19 data — confirms what many Americans felt firsthand: 2025 was a brutal year for credit
The Data Behind Excellent Financial Health WalletHub analyzed over 2,500 cities across 10 key indicators of money management ability: credit scores, late payments, mortgage debt-to-income ratios, credit utilization, and more. Cupertino, California ranks #1. But before you assume these are wealthy tech
The Wrong Question Most Entrepreneurs Ask Most new entrepreneurs ask: “Which state has the lowest taxes?” That’s the wrong question. The right question is: “Which state will give me the best chance to scale?” WalletHub’s latest research on the best and worst
The Financial Safety Net Is Fraying An emergency fund is supposed to be your financial safety net — the cushion that catches you when life throws a curveball. But for millions of Americans, that safety net is either thin or doesn’t exist
Your Credit Score Is More Powerful Than You Think A credit score is often described as just a number — but it’s so much more than that. It’s a key that opens doors to lower interest rates, higher credit limits, better housing
Innovation Is the Economy of the Future — Here’s Where America Stands The United States ranks 3rd out of 139 countries in the Global Innovation Index. But within America, the innovation economy is far from evenly distributed. WalletHub’s 2026 Most & Least
Before the Official Numbers Drop: WalletHub Projects $90 Billion Surge Even before the Federal Reserve released its official Q4 2025 credit card data, WalletHub was tracking the trend — and the projection wasn’t encouraging. WalletHub estimated that Americans would add $90 billion
The Debt We Don’t Talk About Here’s a statistic that haunts me: 44% of Americans believe their household debt is affecting their health. Not “might affect.” Not “could affect.” Actually affecting, right now, today. Think about that. Nearly half of American households
Chicago’s Crisis is America’s Crisis WalletHub’s latest research shows Chicago residents are in the most financial distress of any major city in America. The statistic that jumped out at me: nearly 30% more Chicago residents needed to skip debt payments in the
Understanding the Credit Score Gap Across America According to a recent WalletHub study, there’s a surprising 54-point spread in average credit scores across the United States. Minnesota residents enjoy the highest average score at 723, while Mississippi has the lowest at 669.
What Wyoming’s Collection Crisis Teaches Us A WalletHub study reveals a sobering reality: Wyoming residents face the highest number of collection accounts per capita in the nation. On average, more than 4 collection accounts exist per resident, with an average balance of
Credit Scores Are Falling Everywhere – Here’s Why Here’s the reality: credit scores declined in every single state over the past year, and if you live in Missouri, you’ve felt it most acutely. According to WalletHub’s latest research, Missouri residents saw their
It is usually not a lack of ambition. It is a lack of clarity. May is National Small Business Month, and it has me thinking a lot about entrepreneurship again. Not the polished version people post online. The real version. The version
If rent has been feeling heavier than it used to, you are not imagining it. A new WalletHub study on the cities with the most affordable rent just confirmed what so many renters feel in their bones every month: where you live
$18.8 Trillion in Debt — and Not Everyone Is Keeping Up Americans collectively owe $18.8 trillion in household debt. And according to WalletHub’s 2026 Cities Where People Are Most Delinquent on Debt report, a significant portion of that debt is past due.
Tipping Has Gotten Out of Control — And Most Americans Agree More than 2 in 5 Americans now believe the U.S. should ban tipping entirely. According to WalletHub’s 2026 Tipping Survey, a stunning 81% of people say tipping has gotten out of
The Retirement Location Mistake Everyone Makes “I’m going to retire to Florida or Arizona for the warm weather.” I hear this constantly. And it’s not wrong—weather matters. But it shouldn’t be your primary decision criterion. WalletHub’s comprehensive study on the best states
The Great Budgeting Divide: Why Some Cities Excel A recent WalletHub study ranked 202 U.S. cities on budgeting discipline, and the results are telling. Seattle emerged as the nation’s best budgeters, while cities like Memphis and Mobile struggle. The study measured factors
Grocery Prices Climbed 30% in Five Years. Here’s What to Do About It. I’m going to be honest: grocery shopping has become genuinely stressful for many families. Prices are up 30% over the past five years, and if your food budget feels